
Property claims,
handled right.
By the guy who actually shows up.
Since 2009, I've worked property claims from both sides of the table — as a carrier adjuster, and now as an independent one. Whether you're a carrier that needs reliable claim capacity or a property owner trying to make sense of a loss, I'll walk it through with you, start to finish.
Property claims look different depending on which side of the file you're on. I know both.

Need additional claim capacity?
When claims are stacking up faster than your team can handle, I can step in with the experience and communication needed to keep files moving.
- Catastrophe Claims
- Daily Property Claims
- Roof Inspections
- Claim Appraisals

Dealing with property damage?
I'll help document the loss, make sense of the process, and determine the right next step toward getting the claim resolved.
- Property Loss Documentation
- Roof Inspections
- Claim Appraisals
I've worked both sides of the table.
I've worked in this business since 2009, learning it from both angles: as a carrier adjuster, and now as an independent one. I'm AIC and AINS designated, a HCI-R Certified HAAG Inspector, and trained in insurance claim appraisals. That combination means I understand how carriers evaluate a claim and how property damage needs to be documented and presented clearly.
Read the full background and credentials.
Carrier-side property adjusting
Independent adjusting
Ridge Solutions
Property claim services without the runaround.
Catastrophe Claims
01Additional claim capacity when severe weather creates high volume.
Daily Property Claims
02Experienced support for everyday residential and commercial property losses.
Roof Inspections
03HAAG-certified roof inspections with clear documentation.
Claim Appraisals
04Insurance claim appraisal services when additional valuation or resolution is needed.
Simple process. Clear communication.
Reach Out
Send me the details or give me a call.
I Get to Work
I inspect the property, document the damage, and start the process.
Keep the Claim Moving
I communicate throughout the process and stay involved through resolution.

When you call Ridge Solutions, you get Josh.
Ridge Solutions is me — Josh Zoller. When you reach out, you're not getting routed through a call center or handed off between departments. You're working directly with the person handling the work, start to finish.
No departments. No handoffs. No wondering who has the file.
Based in Hastings.
Working statewide.
Ridge Solutions serves carrier partners and property owners throughout Michigan.
Have a claim that needs attention?
Send me the details and I'll follow up personally.
